User understands that the design and functionality of this site created and managed by Cabrio Properties LLC, (“Cabrio”). Applicant agrees that Cabrio offers no warranties with respect to this site, whether express or implied.
If applicable, Applicant agrees to pay a non-refundable Application Fee billable immediately to the account identified in this application for the purpose of processing this Online Application. The Application Fee is earned upon the submission and receipt of this Online Application. All Application Fee payments are processed by Cabrio through its preferred merchant account. If any payment is paid by eCheck, Applicant understands he or she will be charged an additional fee if eCheck payment is returned from the bank for any reason, which will be added to the original amount and auto-debited from Applicant’s bank account at least 10 days after initial payment fails. Additional fees may also be assessed by Applicant’s bank and/or Cabrio Properties. Applicant’s copy of this Online Application will serve as a receipt for the Application Fee collected.
No guarantee is made to Applicant that a property rental is or will be made available. Applicant understands that he or she will acquire no rights in or to a property rental until Applicant is accepted, signs a rental agreement, and pays any additional fees and security deposits.
USE OF INFORMATION
Consent to Consumer Report
Applicant authorizes Cabrio, to obtain such credit reports, character reports, verification of rental and employment history as it deems necessary to verify all information in this application (a process referred to as “Applicant Screening”). Applicant agrees to allow Cabrio to use third party affiliates such as Applicant agrees to have the information provided in this Online Application to credit reporting agency for evaluation of Applicant’s consumer credit report to determine rental eligibility of Applicant. Applicant further understands that false, fraudulent, misleading or incomplete information may be grounds for denial of tenancy or subsequent eviction. Cabrio will provide Applicant with additional information about the nature and scope of the investigation if Applicant provides Cabrio with a written request within a reasonable time.
Rights Under the Fair Credit Reporting Act
The federal Fair Credit Reporting Act (FCRA) is designed to promote accuracy, fairness, and privacy of information in the files of every “consumer reporting agency” (CRA). Most CRAs are credit bureaus that gather and sell information about you — such as if you pay your bills on time or have filed bankruptcy — to creditors, employers, landlords, and other businesses. You can find the complete text of the FCRA, 15 U.S.C. 1681-1681u, at the Federal Trade Commission’s web site (http://www.ftc.gov). The FCRA gives you specific rights, as outlined below. You may have additional rights under state law. You may contact a state or local consumer protection agency or a state attorney general to learn those rights.
|FOR QUESTIONS OR CONCERNS REGARDING:||PLEASE CONTACT:|
|CRAs, creditors and others not listed below||Federal Trade Commission
Consumer Response Center – FCRA
Washington, DC 20580
|CRAs, creditors and others not listed below||Office of the Comptroller of the Currency
Compliance Management, Mail Stop 6-6
Washington, DC 20219
|CRAs, creditors and others not listed below||Federal Reserve Board
Division of Consumer & Community Affairs
Washington, DC 20551
|Savings associations and federally chartered savings banks (word “Federal” or initials “F.S.B.” appear in federal institution’s name)||Office of Thrift Supervision
Washington, DC 20552
|Federal credit unions (words “Federal Credit Union” appear in institution’s name)||National Credit Union Administration
1775 Duke Street
Alexandria, VA 22314
|State-chartered banks that are not members of the Federal Reserve System||Federal Deposit Insurance Corporation
Division of Compliance & Consumer Affairs
Washington, DC 20429
|Air, surface, or rail common carriers regulated by former Civil Aeronautics Board or Interstate Commerce Commission||Department of Transportation
Office of Financial Management
Washington, DC 20590
|Activities subject to the Packers and Stockyards Act, 1921||Department of Agriculture
Office of Deputy Administrator – GIPSA
Washington, DC 20250
You acknowledge that you had an opportunity to review the General Rental and Occupancy Criteria Guidelines and Privacy Statement. You understand that FF Properties collects and shares personally identifiable information with third parties subject to the terms and standards explained in these documents and you understand that reasons may exist which will result in the denial of your Online Application and potential retention of both the Application and Holding Fees.